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Unless you are an insurance agent, you may not know that there are multiple types of home insurance. The most common is the HO-3, with “HO” standing for homeowner. There are seven other policy types ...

When shopping for home insurance, you may be surprised to learn just how many different types of homeowners policies are available. It can be a lot to navigate and leave you with questions. For those ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...