Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

Save $750 or more on travel in 2026 with the right credit card. See three travel cards with valuable welcome offers and easy rewards.

In addition to this one-to-one transfer ratio, one of the best credit cards in Canada is an American Express Card. The American Express Cobalt gives you a high number of Membership Rewards points for every dollar you spend on essential purchases such as groceries, dining, delivery, gas, transit, rideshare, travel and streaming services.

Premium cards boomed in 2025. 2026 will bring a K-shaped market, more experiential perks, growing mid-tier cards and steadier rewards despite fee pressure.